Reverse Mortgage Rates: What You Need to Know
Many older homeowners are exploring ways to unlock the equity in their homes. One increasingly popular solution is the reverse mortgage. But before diving in, it’s crucial to understand how reverse mortgage rates work and how they compare to traditional borrowing options.
Medical and Dental Insurance in Canada: Understanding Your Options
This article breaks down how medical and dental insurance works in Canada, what it covers, and how to choose the right plan for your needs.
Senior Life Insurance in Canada: What You Need to Know
This guide explains what senior life insurance is, the types available in Canada, who should consider it, and how to choose the right policy.
Term vs. Permanent Life Insurance: Which One Fits Your Life?
Two of the most common types in Canada are term and permanent life insurance — and understanding the differences can help you choose the right coverage for your stage of life, goals, and budget.
Do You Need Life Insurance If You’re Single?
If you’re single and child-free, life insurance might not be on your radar — but that doesn’t mean it’s irrelevant. In fact, there are some strong reasons to consider getting coverage, even if no one relies on your income right now.
How Much Life Insurance Do I Really Need?
One of the most common questions people have when buying life insurance is: “How much coverage do I actually need?” The right answer is different for everyone, but there are some simple ways to figure out a number that makes sense for you and your loved ones.
Life Insurance and Estate Planning: What Canadians Should Know
Estate planning isn’t just for the wealthy — it’s for anyone who wants to make things easier for their loved ones. Life insurance plays a major role in helping Canadians transfer wealth efficiently, avoid taxes, and leave a legacy.
What Happens to Your Life Insurance When You Change Jobs?
If you get life insurance through your employer, it’s natural to wonder what happens if you switch jobs — or get laid off. The answer? It depends on the type of coverage.
What Is Critical Illness Insurance — and Do You Need It?
Critical illness insurance fills a gap most people don’t realize exists.
Critical Illness vs. Life Insurance: What’s the Difference?
Many Canadians confuse life insurance with critical illness insurance, but they serve two very different purposes. Understanding both helps you build a stronger financial safety net.